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ZoningCity zoning map
FloodFEMA flood maps
WildfireUSFS wildfire hazard
SoilUSDA soil survey

Real layers, shown at example places

  1. Risk assessment

    Find the deal‑killer before you pay for it.

    Under every lot, the engine reads the hazard maps that can kill or reprice a build.

    Free to score · No card, no signup

  2. Flood

    FEMA’s flood map, and how much of the lot is in it.

    The zone, the floodway, and how much of the lot sits inside the Special Flood Hazard Area.

    • Regulatory floodwaycaps the Score at 25
    • Over half the lot in a flood zonecaps the Score at 60
  3. Wildfire

    The Forest Service’s wildfire hazard.

    Wildfire Hazard Potential at the parcel, from very low to very high. Weighted into the Score, never capped.

  4. Soil

    What the ground will and won’t take.

    USDA’s soil survey: ratings for dwellings and septic, and how deep the bedrock and water table sit.

    • Septic very limited, no street grid nearbycaps the Score at 60
    • Soil floods frequentlycaps the Score at 60
    • Very limited for dwellingscaps the Score at 65
    • Shallow bedrock or water tablecaps the Score at 70
  5. Seismic and radon · context

    Read, shown, not averaged in.

    The USGS seismic hazard level and EPA’s county radon zone are regional, so they sit beside the Score, not inside it.

    No map for your lot? That factor drops out, and the report says so. A screen, not a Phase I, a geotechnical report or an insurance quote.

Go deeper

Every hazard, in full

The sub-scores, weights, caps and sources behind each layer above, as the engine publishes them.

The sample lot, read live

The site-wide sample lot, 1207 W 30th St, Austin, scored by the current engine (methodology v3) at Texas weights: 89 · Likely yes. Each hazard scores 0–100 from its federal source.

HazardSub-scoreWeight in TexasSource
Flood9514%FEMA NFHL
Soil8212%USDA SSURGO
Wildfire8512%USFS Wildfire Hazard Potential
Seismic90ContextUSGS Seismic Design Maps
Radon90ContextEPA Map of Radon Zones

The total also counts the lot’s non-hazard factors, such as utilities.

SourceScored by methodology v3Score methodology

Weights by region

Flood, wildfire and soil are weighted into the Score, and the share depends on the state: flood counts 25% in Florida. Seismic and radon weigh nothing anywhere; they are read and shown as regional context (“Context” below).

HazardUSFLCATX
Flood16%25%10%14%
Soil12%14%9%12%
Wildfire12%13%20%12%
SeismicContextContextContextContext
RadonContextContextContextContext

SourceMethodology v3 weights, with Florida, California and Texas overrides

How the flood factor is set

FEMA readings are checked in order and the first one present sets the factor. The lot-scale reading comes first: when the share of the lot inside a Special Flood Hazard Area is known, a lot only partly inside lands anywhere between 30 and 95. FEMA flags A and V zones as SFHA, so they are normally scored by share or at the centroid.

FEMA reading, in orderScore
1 · Share of lot in an SFHA95 − 65 × share
2 · SFHA at the centroid40
3 · Zone X95
4 · Zone A/V, no SFHA flag30
5 · Other mapped zone90
No FEMA dataLeft out

By share of the lot in an SFHA: 0% reads 95, 25% reads 79, 50% reads 63, 75% reads 46, 100% reads 30.

SourceFEMA National Flood Hazard LayerAll data sources

How the wildfire factor is set

USFS Wildfire Hazard Potential, sampled at the parcel. Very high potential is a heavy hit; moderate exposure trims the factor. Non-burnable ground, such as most developed urban lots, is an answer, not missing data, and reads as low.

USFS classSub-score
5 · Very high35
4 · High50
3 · Moderate70
1, 2 · Very low, low85
6 · Non-burnable85
7 · Water, or no sampleLeft out

SourceUSDA Forest Service · Wildfire Hazard PotentialAll data sources

How the soil factor is set

The soil sub-score is read from the SSURGO map unit under the lot: its drainage class sets the starting point, then 10 comes off for slopes over 8% (20 over 15%) and 8 more for hydrologic group D soils, which take in water slowly. The result is held between 20 and 95.

The survey’s other ratings feed the soil caps instead: dwelling and septic limitations, flooding frequency, and how deep the bedrock and the water table sit.

Drainage classStarts at
Well drained92
Somewhat excessively drained90
Excessively drained88
Moderately well drained78
Somewhat poorly drained58
Poorly drained38
Very poorly drained28
Class not given70

SourceUSDA NRCS · SSURGO soil surveyAll data sources

Why seismic and radon are context

Seismic. The level is set by the USGS short-period spectral acceleration (Ss) at the point, in four national steps, so two lots in one metro almost always share it. The design category and peak ground acceleration from the same USGS Seismic Design Maps response ride along on the report.

Radon. EPA publishes the zone per county, so it is identical for every lot in that county. Zone 1 is a mitigation line item, not a deal-killer.

LevelSeismicUSGS SsRadon
Very high401.5 g +—
High551.0 g +60 · Zone 1
Moderate750.5 g +75 · Zone 2
Low90under 0.5 g90 · Zone 3

SourceUSGS Seismic Design Maps · EPA Map of Radon ZonesAll data sources

Caps from these layers

The Score is the lower of the weighted average and every cap. A cap only pulls the number down, and the report names it with its source.

FindingCaps atSource
Regulatory floodway25FEMA NFHL
Mapped wetland on the parcel40USFWS NWI
Severe slope, 30% or more45USGS 3DEP
More than half the lot in a flood zone60FEMA NFHL
Septic “Very limited”, off a mapped street grid60USDA SSURGO
Soil unit floods frequently60USDA SSURGO
Soil “Very limited” for dwellings, when there is no septic rating65USDA SSURGO
Bedrock within 50 cm70USDA SSURGO
Seasonal water table within 60 cm70USDA SSURGO

When the National Wetlands Inventory does not answer, the report says the wetland check was not screened. Nothing is capped, and nothing says the lot is clear.

SourceMethodology v3Score methodology

How it holds up

Queried live, every fresh run
Sources are re-queried whenever a fresh report runs. Never scraped. Successful lookups are cached for up to 7 days, so a FEMA map revision shows up the next time the parcel is re-queried.
Missing data drops out
When a source has no data for a parcel, that factor drops out of the Score. A factor whose provenance is a regional estimate is labelled Estimated. Nothing is silently penalised.
Every finding cited
Each factor names the federal dataset it came from: FEMA NFHL, USGS, EPA, USDA SSURGO, USFS.
Repeatability
Same inputs, same number. Each methodology version is frozen once shipped, so a published score reproduces.
  • 81,477 cells scored on the national map (an earlier, county-level version of the engine)
  • 7 federal agencies, queried live (listed below)
  • 50 states covered
  • 20 seconds from address to verdict

SourceBuildability published figuresAll data sources

Where each hazard comes from

AgencyDatasetWhat it feeds
U.S. Census BureauGeocoding ServicesAddress match, coordinates, state and county
FEMANational Flood Hazard LayerFlood zone, floodway, base flood elevation, share of the lot in an SFHA
USGSSeismic Design MapsSeismic design category and peak ground acceleration
USGS3D Elevation ProgramGround slope, elevation, aspect
USDA Forest ServiceWildfire Hazard Potential (Wildfire Risk to Communities)Wildfire hazard potential
USDA NRCSSSURGO soil surveySoil series, dwelling and septic limitation ratings, bedrock and water table depth
USFWSNational Wetlands InventoryWetland on the parcel and wetland adjacency
EPAMap of Radon ZonesCounty radon zone

SourceAll data sources

Questions

Coverage

Which risks does it cover?

Five hazard factors (flood, seismic, wildfire, radon and soils) are read on every address. Flood, wildfire and soils are weighted into the Buildability Score™ alongside zoning, utilities, terrain slope (USGS 3DEP) and lot geometry. Seismic and radon are published at regional resolution, so they are reported as context beside the Score.

Where does the hazard data come from?

Live federal queries on every fresh run: FEMA NFHL for flood, USGS for seismic and terrain, EPA for radon zones, USDA SSURGO for soils, USFS Wildfire Hazard Potential for wildfire, and the USFWS National Wetlands Inventory for the wetland cap. Every finding cites its dataset.

What if a factor has no data for my parcel?

That factor drops out of the Score. When a factor’s provenance is a regional estimate, it is labelled Estimated. The report says what is missing.

Reading the result

What happens when a hazard is severe?

It does not average away. A lot fully inside a Special Flood Hazard Area (or one read in an SFHA at its centroid) pulls the flood factor to 30–40; a lot partly inside lands in between, at 95 − 65 × the share. Regional weighting (flood 25% in Florida, utilities 24% in Texas) can make one factor dominate. The strongest constraints do not rely on weighting at all: a regulatory floodway caps the Score at 25 and a mapped wetland caps it at 40.

Does this replace a Phase I ESA or geotech report?

No. It is a 20-second screen that shows where diligence budget is worth spending. Commission the specialists on the site that survives it.

Pricing

What does it cost?

The live Score is free: every factor, cited, no card. A full Property Report is $99, sliding to $79 each at volume (10 or more).

What’s under your lot?

Five hazard reads in about 20 seconds.