Is My Property in a Wildfire Zone?
Check your property’s wildfire risk instantly — free, from state and federal fire data.
Wildfire hazard severity zone lookup for any U.S. property. Checks state fire maps, WUI zones, and mitigation requirements. No signup required.
Free · No signup · Instant results · All 50 states
The fire story on any address.
Illustrative preview — the live tool renders your address.
Cross-referenced against state fire hazard severity zone maps, Wildland-Urban Interface (WUI) boundaries, and historical fire data.
1247 Pine St, Austin, TX
Low wildfire risk. No special fire-related building requirements expected for this location.
High-risk zones look different
In a high wildfire risk zone, fire-resistant building materials (Class A roof, non-combustible siding) are typically required, and defensible space clearance of 30-100 ft is mandated.
Full report includes insurance impact, mitigation cost estimates, and building code requirements specific to your zone — one Geo credit, from $29.
From address to fire risk in seconds
Enter any U.S. address
Type the property address into the search bar above. Coverage includes state fire maps and federal wildfire data.
Get your wildfire risk level
Buildability™ cross-references state fire hazard severity zone maps, Wildland-Urban Interface (WUI) boundaries, and historical fire data.
See what it means
Understand building requirements, defensible space rules, and insurance implications for your risk level.
Defensible space,zone by zone.
Zone 1 — the first five feet
Non-combustible materials only in the immediate perimeter around the structure.
Zone 2 — the landscape ring
Fire-resistant landscaping that keeps flames from reaching the walls.
Zone 3 — reduced fuel load
Thinned vegetation and trimmed trees. Initial clearing runs $2,000–$10,000; maintenance $500–$2,000/year.
homes in the U.S. sit in the Wildland-Urban Interface — where development meets wildland vegetation.
WUI properties face stricter building codes, higher insurance costs, and vegetation management requirements.
Frequently asked questions
How do I check if my property is in a wildfire zone?
Enter your address above for a free instant wildfire risk check. Buildability™ cross-references state fire hazard severity zone maps, Wildland-Urban Interface (WUI) boundaries, and historical fire data to determine your risk level. Results include building requirements and insurance implications.
What is a Fire Hazard Severity Zone?
Fire Hazard Severity Zones (FHSZ) are designated areas that indicate the likelihood of wildfire exposure. Zones are rated as Moderate, High, or Very High. Properties in High or Very High zones typically require fire-resistant roofing, siding, windows, and defensible space clearance of 30-100 feet.
Does wildfire risk affect insurance costs?
Yes. Properties in high wildfire risk zones face higher insurance premiums and may have difficulty obtaining standard coverage. Some insurers have pulled out of high-risk areas entirely. The full Buildability™ report includes insurance impact analysis and mitigation recommendations that can help reduce premiums.
What building requirements apply in wildfire zones?
In High and Very High fire zones, requirements typically include Class A fire-rated roofing, non-combustible or ignition-resistant exterior materials, tempered glass windows, enclosed eaves, and 5-foot non-combustible zones around structures. Defensible space of 30-100 feet of cleared vegetation is also required.
What is the Wildland-Urban Interface (WUI)?
The WUI is the zone where human development meets or intermixes with wildland vegetation. Over 46 million homes in the U.S. are in the WUI. Properties in the WUI face elevated wildfire risk and may have stricter building codes, higher insurance costs, and vegetation management requirements.
Can I still get insurance in a high wildfire risk area?
It is increasingly difficult. State Farm, Allstate, and other major insurers have reduced coverage in high-risk areas, particularly in California. Options include the FAIR Plan (California), state-backed insurers of last resort, or specialized carriers. Premiums can be 3-10x higher than standard areas. Mitigation improvements can help.
What is defensible space and how much does it cost?
Defensible space is the area around a structure where vegetation and materials are modified to reduce fire risk. Zone 1 (0-5 feet): non-combustible materials. Zone 2 (5-30 feet): fire-resistant landscaping. Zone 3 (30-100 feet): reduced fuel load. Initial clearing costs $2,000-$10,000; annual maintenance $500-$2,000.
How does wildfire risk affect property value?
High wildfire risk reduces property values by 5-15% on average. Properties that have experienced nearby fires see 10-20% value declines. Insurance unavailability is the biggest factor — buyers struggle to close when they cannot obtain coverage. Mitigation improvements can partially offset value impacts.
Which states have the highest wildfire risk?
California, Colorado, Oregon, Washington, Montana, Idaho, Arizona, and New Mexico have the highest wildfire exposure. California alone accounts for over 40% of U.S. wildfire risk. Climate change is expanding wildfire zones into areas historically considered low risk, including parts of the Southeast and Northeast.
How do I reduce wildfire risk on my property?
Key mitigation steps: (1) Create and maintain defensible space. (2) Install Class A fire-rated roofing. (3) Use non-combustible siding and decking. (4) Install ember-resistant vents. (5) Clear gutters and remove dead vegetation. (6) Keep trees trimmed 10+ feet from structures. These improvements can reduce insurance costs and improve insurability.
Want the full picture?
9 weighted factors · Wildfire, flood, zoning, seismic, soil, radon, utilities, terrain, and lot geometry — for any U.S. address.
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