Collateral risk,
cited to its source.
9 weighted factors from 5 federal agencies, queried live — a score your credit memo can quote, with the citation trail attached.
Live check free — no signup · First 3 reports free · All 50 states
- Flood
- Zone X · FEMA NFHL
- Seismic
- Low · USGS
- Wildfire
- Low · federal hazard layers
- Radon
- Low · EPA zones
- Soil
- 82 / 100 · USDA SSURGO
- Zoning
- SF-3 · county records
Every finding names the federal dataset it came from — queried live on every fresh run.
A published scale examiners can read.
Grades, bands, and verdicts are rendered from the engine's own labeling code — the thresholds are part of the versioned methodology, so they can't drift from what your file says.
From application to credit file.
One standard document per property — consistent to review, consistent to audit.
Pre-screen the application
A free live check in about 20 seconds flags the collateral risks — flood zone, hazards, zoning — before full underwriting starts.
Underwrite with the full report
Parcel, zoning envelope, all nine factors, and market context in one standardized document — every finding cites the dataset it came from.
File it and defend it
Export the PDF into the credit file. The methodology is versioned and frozen — the same inputs reproduce the same number when anyone re-checks.
Priced for the credit file.
Start on credits for occasional files; move to Pro when the desk standardizes on it.
- Per-report credits
- $29 → $6 at volume
- First reports
- 3 free — no card
- Credit expiry
- never
- Pro · teams
- $399/mo
- Included with Pro
- 50 credits / month
- Portfolio screening
- Bulk & enterprise · custom
Enterprise adds bulk upload, portfolio-wide scoring, SSO, and audit logs.
Frequently asked questions
Can I cite the Score in a credit memo?
Yes — the methodology is versioned, frozen, and golden-tested in CI, and every finding names its federal dataset. The number is reproducible: same inputs, same score, forever.
What geography does it cover?
All 50 states. Sources are queried live on every fresh run — coverage doesn't depend on pre-loaded counties.
How do teams and integrations work?
Pro is $399/mo with a shared team workspace and credit pool, and 50 credits included monthly. Portfolio-scale screening — bulk upload, SSO, audit logs — is available on enterprise plans.
Can the score drift after origination?
Not silently. Each methodology version is frozen and guarded by golden tests — any change that moves a score fails the build, and improvements ship as a reviewed new version (the current engine is v2).
Underwrite with the receipts attached.
Run the collateral address — the verdict takes about 20 seconds, cited end to end.
Run a collateral check freeFirst 3 reports free · No card needed · All 50 states